Performs a balance enquiry for a card or account through POS terminal. This endpoint allows merchants to check the available balance of a customer’s card or account before processing a transaction.
Use the API key created under your merchant account from the Paycode dashboard. API key is used to authenticate API requests from your merchant server only. Don't expose this key on a website or embed it in a mobile application.
Request payload for POS balance enquiry
Terminal ID (required)
network-token
Card Information for POS transactions
Merchant Information for POS transactions
Acquirer Information for POS transactions
Point of Interaction (Terminal) Information
Cardholder Information
Transaction Amounts Information
Transaction Identification
EMV data if available
Initiating Party Information
Balance enquiry successful
Response payload for POS balance enquiry
Transaction ID
Status of the enquiry
Currency code
Response message
Available balance (in smallest currency unit, e.g., cents)
Additional amounts (e.g., ledger balance, hold amount)
Response timestamp
Response code from the payment system
Raw response from the payment system if available